Unlock Your Dream Home with Affordable Mortgage Solutions
Andy Rigda | Edge Home Finace, LLC
Your Mortgage Guide
Buying a home is one of the biggest financial decisions you'll ever make, it shouldn't feel confusing or overwhelming.
As your mortgage guide, I help Ohio homebuyers understand every option available to them, prepare financially, and navigate the mortgage process with clarity and confidence. Whether you're buying your first home, upgrading to your forever home, or exploring investment opportunities, I'm here to answer your questions, simplify the process, and help you make informed decisions every step of the way.
My goal isn't just to help you get a mortgage, it's to help you make the right mortgage decision for your future.
ask Andy a Question
Got questions? I'm here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask anything. I'm ready to guide you every step of the way!
440-315-0650
get quotes
Get Your Personalized Mortgage Quote Today!
Unlock Your Dream Home with Guided Mortgage Strategies.
Who am I?
Your Mortgage Guide from Start to Sold.
Buying a home is one of the biggest financial decisions you'll ever make, and having the right guide can make all the difference.
As a Mortgage Advisor with Edge Home Finance, I help homebuyers across Ohio navigate the mortgage process with clarity, confidence, and a personalized strategy. Whether you're purchasing your first home, upgrading to your next home, investing in real estate, or exploring refinancing options, my goal is to simplify the process and help you make informed financial decisions every step of the way.
I believe getting a mortgage should never feel confusing or overwhelming. That's why I take the time to educate my clients, explain their options in plain language, and create financing solutions that fit their unique goals. My focus is not just on today's purchase but on helping you build a strong financial future.
As an independent mortgage broker, I have access to a wide range of lenders and loan programs. That means I can shop for competitive rates and financing options that best meet your needs. More importantly, I'm committed to providing honest advice, responsive communication, and a level of service that turns what can be a stressful process into a positive experience.
My philosophy is simple. I don't just help people get mortgages. I help them make confident home financing decisions.
I am continually expanding my knowledge of the mortgage industry so I can better serve my clients and be a trusted resource for homebuyers and real estate professionals throughout Ohio.
If you're thinking about buying a home or simply have questions about your options, I'd love the opportunity to help guide you home.
Andrew Rigda NMLS 2075096 | Edge Home Finance, LLC NMLS 891464
why choose us?
Building Foundations for a
Brighter Future Together
Home Purchase
Refinance
Loan Options
Client Satisfaction
Personalized Solutions
Exceptional Customer Service
Your Journey to Homeownership Starts Here
We simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!
Personalized mortgage solutions tailored to your needs.
Expert guidance throughout the entire buying process.
Competitive rates to help you save on your investment.
what we offer ?
Guidance, Knowledge, Confindence
Everyone is different. Every story is different. Your home buying journey is different. That's why we work together to make this a customized experience. I will guide you through the process with education, expertise and knowledge to buy the home of your dreams.
Purchase
Purchase loans are generally, conventional or FHA. After pre-approving you, we can find the best strategy to have a strong offer for your new home.
Fast Approval: Clear to close in 14 days or less
Flexible Solutions: Tailored to meet your specific needs.
Easy Process: After our initially consultation we will know exactly what it will take for your loan approval.
Rental Loan
Rental loans help you finance investment properties, making it easier to generate rental income.
Tailored Financing: Custom loans for investment properties.
Competitive Rates: Favorable terms for better returns.
No income documents: Using the cash flow of the property to qualify for the loan.
First TIme Home Buyers
Taking the overwhelm and doubt out of the mortgage process. Creating a strategy and giving you th eknowledge and confidence to buy.
Low Down Payment: 3% or 3.5% down available.
Down Payment Assistance: Options for no money down. You don't even have to be a first time home buyer
Favorabel Terms: Below market rates and PMI options
VA
Favorable Terms: Prividing the best terms for our veterans
Flexible underwriting: Approval even with cre
Ongoing Support: Assistance at every step of your journey.
Favorable Terms: Providing the best solutions for our veterans
Flexible underwriting: Approval even with credit issues or high debt to income
Ongoing Support: Assistance at every step of your journey.
Refinancing
Refinancing allows you to adjust your mortgage terms, potentially lowering your monthly payments and saving on interest.
Lower Rates: Access competitive interest rates for savings.
Flexible Options: Tailored refinancing plans to meet your goals.
Debt Consolidation: Payoff high interest debt to improve monthly cashflow
Self Employed
Self employed borrowers can have mopre purchase power even if they have many write-offs on their tax returns.
More Income: Using business and personal bank statements
Competitive Terms: Rates in line with conventional loans.
Expert Guidance: Income calculated at pre-qualification so no surprises when you go under contract.
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
Testimonials
— Brittany M
Working with Andy was an amazing experience. Buying a home can feel overwhelming, but he made the mortgage process easy to understand and was there for us every step of the way. He was always quick to respond, patient with our questions, and genuinely cared about helping us find the best option for our situation. We are so grateful for his expertise, guidance, and support throughout this journey. We highly recommend him to anyone looking for a mortgage broker!
— Shelly S
Andy was so helpful to me through my home buying experience. He was patient in gathering all of my financial details and in explaining all of the necessary documents needed to show my assets and income. He explained the differences in types of loans, interest rate, and buying down the rate process. I told him where I would be comfortable with my monthly mortgage payment and he came in right on the number. In addition, he was able to secure my loan with a fantastic lender and the closing costs came in well below the original estimate. I can’t say enough about Andy’s knowledge of the industry and his fantastic communication and response time to my constant questions. It was truly comforting knowing that I was in great hands throughout this entire process. And now I have my dream home! Thank you Andy!!!
Frequently Asked Questions
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
What is down payment assistance?
Down Payment Assistance is available in different forms. In gerneral, down payment assistance will cover your down payment in order to keep more money in your pocket or buy before you have down payment money saved. Some down payment programs can include a small portion of your closing costs. You do not need to be a first time home buyer to qualify!
Andy Rigda
NMLS 2075096
EDGE Home Finance
5860 Baker Rd.
Minnetonka, MN 55345
NMLS 891464
Gallery
